Ecommerce14 min readPublished: 25 Jun 2026Updated: 4 Jul 2026

WooCommerce vs Shopify (UK, 2026): Cost & Ownership

A UK comparison of WooCommerce and Shopify: real monthly costs, transaction fees by revenue level, who owns what, and a third path worth knowing.

G7Cloud Engineering
Platform team
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Two coloured ribbons diverging from a shared origin, representing two ecommerce paths.
  • Shopify sells convenience with a percentage of every sale attached; WooCommerce sells ownership with maintenance attached.
  • Transaction fees are the line item that scales with success: model them at your target revenue, not today's.
  • For a typical UK store, WooCommerce on fixed hosting overtakes Shopify once monthly revenue clears roughly £2,000 to £3,000.
  • On Shopify, you rent the shop and carry the PCI scope with it; on WooCommerce, you own the code and the data.
  • A third path exists: an AI-built shop with database, admin panel and Stripe checkout that you own outright.

What is the real difference between WooCommerce and Shopify?

Shopify is a shop you rent: it runs the servers, checkout and updates, and takes a monthly fee plus a slice of every sale. WooCommerce is a shop you own: the software is free WordPress, the data and code are yours, and the hosting, updates and security are your responsibility. Cost, control and maintenance are the real trade.

Neither is wrong. The right choice depends on your revenue, your appetite for maintenance, and how much the word 'own' matters to you. Shopify is a hosted platform: you sign up, pick a theme, add products, and it manages everything behind the scenes. WooCommerce is a free, open-source plugin that turns WordPress into a shop, with no licence fee and no platform taking a percentage of sales.

This guide prices both for a UK business, works out the revenue point where the maths flips, covers who carries the security burden, and ends on a third path most comparisons miss. For the hosting side of a self-hosted store, our ecommerce hosting page covers how a WooCommerce shop actually runs in production.

QuestionShopifyWooCommerce
What is itHosted platform you subscribe toFree plugin on WordPress you host
Who runs the serversShopifyYou or your host
Cut of each saleCard rate plus a platform fee on some setupsCard rate only, no platform cut
Who owns the codeShopify (you export data, not the store)You (files and database are yours)
Best fitFast launch, hands-off operationContent-led selling, ownership, scale economics

The core trade in one view. The rest of this guide puts numbers on each row.

How much does Shopify actually cost per month in the UK?

Shopify's headline UK price is around £25/month on Basic, but that is rarely the real bill. On top sits card processing on every sale, paid apps that are mostly monthly subscriptions, and a one-off theme cost. The subscription tier also sets your per-sale card rate: higher tiers cost more monthly but process cards more cheaply, which shifts the maths as you grow.

Shopify tier (UK)Monthly priceShopify Payments online rate
Basic£25/mo~2% + 25p per order
Shopify£65/mo~1.7% + 25p per order
Advanced£344/mo~1.5% + 25p per order

Standard published Shopify UK monthly prices and Shopify Payments online card rates, approximate. Annual billing discounts and negotiated rates will differ.

The third-party gateway penalty

If you use a payment gateway other than Shopify Payments (for example PayPal or Stripe), Shopify adds a platform fee of up to 2% per order on Basic, on top of that gateway's own card fee. The fee falls on higher tiers. In practice this pushes most stores onto Shopify Payments, which is the point of it.

Apps are the other silent line. Serious stores commonly run several paid apps for reviews, subscriptions, upsells or advanced shipping, each on its own monthly fee. A realistic Basic store often lands well above the £25 sticker once apps, a theme and card fees are counted. Email is not included, so business mailboxes are a separate cost too.

How much does WooCommerce cost to run in the UK?

WooCommerce itself is free. Your only fixed cost is hosting, and your only per-sale cost is your payment processor's card rate. There is no platform fee and no percentage taken by anyone above your card processor. The variable people fixate on is hosting, and it is smaller and more predictable than assumed.

Managed WooCommerce hosting on G7Cloud's Business plan is £24/month fixed: a dedicated container, its own database, daily backups that are restore-tested nightly, and no visit metering, so a viral product does not change your bill. Card fees on Stripe run about 1.5% + 20p per UK online transaction. See ecommerce hosting for what runs your store, and WooCommerce hosting for the WordPress-specific detail.

Cost lineShopify BasicWooCommerce on G7Cloud
Platform / hostingAround £25/mo£24/mo fixed (Business plan)
Shop softwareIncludedWooCommerce (free, open source)
Card fees (UK online)Around 2% + 25p on BasicStripe around 1.5% + 20p
Extra platform fee on salesUp to 2% if you use a third-party gatewayNone: no platform cut, ever
Themes & appsPaid theme one-off; many key apps are monthlyLarge free plugin library; premium plugins usually annual
Email hostingNot includedIncluded (mailboxes, webmail, spam filtering)

Card processing rates are the standard published UK online rates, approximate; negotiated rates, international cards and payment mixes will differ.

The trade-off to weigh

WooCommerce hosting is cheaper, but the store is your responsibility. Plugin updates, PHP versions, backups and security are on you or your host. Managed hosting exists to carry that work: it keeps the ownership while delegating the stewardship, which is the whole reason it costs more than raw shared hosting.

What do transaction fees cost as your revenue grows?

The monthly fee is what you compare on day one; the per-sale fees are what you actually pay at scale. Shopify's economics include a percentage of every sale through its card rates, and an extra platform fee if you use an outside gateway. WooCommerce has no platform fee at all: you pay only your processor's card rate. That gap widens with every order, so model it at your target revenue, not today's.

Monthly revenue (avg £50 order)Shopify Basic (approx. total)WooCommerce on G7Cloud (approx. total)
£2,000 (40 orders)≈ £75/mo (£25 + ~£50 card fees)≈ £57/mo (£24 + ~£38 card fees)
£5,000 (100 orders)≈ £150/mo (£25 + ~£125 card fees)≈ £123/mo (£24 + ~£95 card fees)
£10,000 (200 orders)≈ £275/mo (£25 + ~£250 card fees)≈ £209/mo (£24 + ~£190 card fees)
£30,000 (600 orders)≈ £775/mo (£25 + ~£750 card fees)≈ £590/mo (£24 + ~£570 card fees)

Illustrative arithmetic only: Shopify Payments around 2% + 25p/order on Basic vs Stripe around 1.5% + 20p/order, approximate UK online rates. Excludes apps, premium themes and plugins, which vary per store.

Model your own basket, at your own average order and app list, before deciding on cost alone. One nuance on Shopify: higher tiers cut the card rate, so the break-even against your monthly fee moves. A £30,000/month store often does better on the £65/month Shopify tier than on Basic, because the lower per-sale rate more than pays back the extra £40. The right comparison is always monthly fee plus card rate at your revenue, not the sticker price alone.

Who actually owns your shop on each platform?

On Shopify you own your brand and your (exportable) customer data, but not the shop itself. The theme runs on Shopify's platform, the checkout is Shopify's, apps stop existing for you the day you stop paying, and if Shopify changes pricing or policy your options are to accept it or replatform. Leaving means rebuilding: the CSV exports carry your products and customers, not your store.

On WooCommerce the store is a pile of files and a database that belong to you. Move hosts, fork your theme, edit the checkout, keep running versions the vendor no longer sells. Nobody can reprice or deprecate your shop from under you. The price of that freedom is stewardship: updates, backups and security are your responsibility, or your host's.

"The ability to pick up your entire store and move it to any host is not hypothetical; on WooCommerce it is a Tuesday."

G7Cloud engineering

That last clause is where hosting choice matters: managed WooCommerce hosting exists precisely to keep the ownership while delegating the stewardship. On G7Cloud that means dedicated isolation, daily restore-tested backups, free automatic TLS and a firewall with bot protection in front of every site, while the code and data stay fully yours.

Who carries the PCI and security burden on each platform?

A well-built WooCommerce store keeps your PCI obligation light. With Stripe or a similar hosted checkout, card data never touches your server, so your PCI scope drops to the lightest self-assessment (SAQ-A). Your host and your payment processor carry the rest. Shopify keeps card data inside its own systems, which handles that scope for you too, so on this point both routes leave you with very little to carry.

What SAQ-A means in practice

With a hosted payment field (Stripe Checkout or Stripe Elements), the card number is entered on the processor's infrastructure, not yours. Your store never sees or stores it, so you qualify for the shortest PCI self-assessment. This is why a well-built WooCommerce store on managed hosting is not the security liability many buyers fear.

The security work that does remain on WooCommerce is keeping WordPress, plugins and the server patched, and keeping bad traffic out. That is exactly what managed hosting is for. Our ScaleShield firewall and bot protection sits in front of every site, and restore-tested backups mean a bad update is a rollback, not a rebuild. See our guide to WooCommerce speed optimisation for how performance and security work together on a live shop.

When does WooCommerce win?

WooCommerce wins on economics at scale (no platform percentage), on flexibility (it is WordPress, so content, SEO and commerce live in one system you can shape freely), and on ownership (the code and database are yours). For content-led shops, where articles, guides and search traffic drive sales, running the blog and the store in one system is a structural advantage Shopify cannot match.

The content advantage is concrete, not vague. One WordPress install serves your blog and your shop under one domain and one URL structure, so a guide at /blog can link straight to a product at /shop with no cross-domain friction, shared internal linking, and a single sitemap that search engines crawl as one site. On Shopify, deep content usually lives on a separate blog engine or a third-party tool, which fragments that authority.

£2k to £3k
monthly revenue break-even

Roughly where WooCommerce's fixed hosting plus lower card rate overtakes Shopify Basic for a typical UK store.

It also wins on exit rights. The ability to pick up your entire store, theme customisations and order history included, and move it to any host is real option value, worth money even if you never use it. And on unit economics: past a few thousand pounds a month, keeping the platform percentage in your own pocket adds up fast.

How do you migrate between Shopify and WooCommerce?

Migrating either direction moves your catalogue and customers cleanly but leaves the store design behind, because the two platforms build shops in completely different ways. Products, variants, collections, customers and order history export and import well through CSV or migration tools. The theme, checkout customisations and app-specific data do not carry: you rebuild those on the destination.

What you are movingCarries overRebuild on the new platform
Products, variants, imagesYes, via CSV or migration toolOccasional cleanup of formatting
Customers and order historyYes, exportablePassword resets required either way
Theme and designNoRebuild in the destination's theme system
Checkout and app logicNoRe-implement with native features or plugins
URLs and SEOPartiallySet up redirects to protect rankings

The pattern holds in both directions: data moves, design and integrations get rebuilt.

Protect your search rankings

The most damaging migration mistake is changing product URLs without redirects. Map every old URL to its new one with 301 redirects before you go live, or you drop the search rankings you spent years earning. On WooCommerce you control the URL structure directly, which makes a clean redirect map straightforward.

If you are moving to a self-hosted store, G7Cloud performs free assisted migration for you, with a preview you approve before anything goes live. You see the finished store first, then we cut over, so there is no window where the live shop is broken.

Is there a third option that avoids both platform fees?

Yes: an AI-built shop that you own outright, with no WordPress and no Shopify. Most WooCommerce-vs-Shopify comparisons have not caught up with it. G7Cloud's AI Website Builder shop ships a database-backed e-commerce application from a description: a product catalogue, order management, image uploads, and Stripe checkout on your own Stripe keys. Like WooCommerce and unlike Shopify, there is no platform percentage on your sales.

It comes with an admin panel you log into to manage products and orders, a real database underneath, and a code browser: the code is yours to read and export. You refine it by clicking on things and telling the AI what to change, with checkpoints to undo any step. It runs in its own dedicated container on the same UK infrastructure as our WooCommerce hosting, from £24/month on the Business plan, and you can try the builder on the free plan without a card.

When the third path fits

If your needs map neatly onto an app store, a ready-made platform buys you solved problems out of the box. If your needs are specific and ownership matters, an AI-built shop gets you something neither WooCommerce nor Shopify can: an application built for exactly your workflow, owned by you, with no per-sale platform fee.

Which should a UK business choose in 2026?

Choose Shopify when speed and hands-off operation are worth a monthly fee plus a share of every sale, and your needs fit existing apps. Choose WooCommerce when ownership, content-led selling and better unit economics past a few thousand pounds a month justify managed stewardship. And if you want the ownership without inheriting the WordPress stack, an AI-built shop on G7Cloud is the third path.

Whatever you choose, do the transaction-fee arithmetic at the revenue you intend to reach, not the revenue you have today. It is the single most commonly skipped step in this decision, and the most expensive one to skip. Ask any host or platform two questions: what happens to my bill if sales double, and when was my backup last test-restored. The answers tell you more than any feature grid.

Frequently asked questions

Is WooCommerce cheaper than Shopify in the UK?

For most stores above roughly £2,000 to £3,000 in monthly revenue, yes. WooCommerce pairs a fixed hosting fee with a lower Stripe card rate and no platform cut, so it overtakes Shopify Basic once card fees on Shopify's percentage outweigh the small hosting difference. Below that revenue the two are close, and Shopify's convenience may be worth the gap.

Does Shopify take a percentage of every sale?

Yes, through its card processing rate, and an extra platform fee of up to 2% on Basic if you use a payment gateway other than Shopify Payments. Higher tiers lower both. WooCommerce takes no platform percentage at all: you pay only your card processor's rate, such as Stripe's approximate 1.5% + 20p on UK online sales.

Can I move my shop from Shopify to WooCommerce?

Yes. Products, variants, customers and order history export and import cleanly through CSV or migration tools. The theme, checkout customisations and app-specific logic do not carry and are rebuilt on WooCommerce. Set up 301 redirects from old URLs to new ones to protect your search rankings. G7Cloud performs assisted migration for free, with a preview you approve before go-live.

Is WooCommerce secure enough for card payments?

Yes, when built properly. Using Stripe or a similar hosted checkout, card data never touches your server, so you qualify for the lightest PCI self-assessment (SAQ-A). Your host and processor carry the rest. Managed hosting handles the patching, firewall and backups that keep the store itself safe.

Which is better for SEO and content marketing, WooCommerce or Shopify?

WooCommerce, for content-led stores. Because it is WordPress, your blog and shop live in one system under one domain and one URL structure, so content links directly to products with shared authority and a single sitemap. Shopify's blogging is more limited and deep content often lives on a separate tool, which fragments that search authority.

Put this into practice on G7Cloud

Every site runs in its own dedicated container behind ScaleShield, with daily backups that are restore-tested every night. Start on the free plan, no card needed.

About G7Cloud Engineering

Platform team

Articles written by the engineers who build and run G7Cloud: UK managed hosting and the AI Website Builder. We write about what we operate every day: containers, backups, databases, and the small-business websites that run on them.

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